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Late/non-payments

Posted: Mon Aug 31, 2015 2:55 pm
by Dingo8MyBaby
Quick question, UK centric, would appreciate a pointer from peoples experience.
I sold two helmets and a sword to a trader/reenactor last May and the main cheque I was given bounced. Despite numerous requests for payment or the return of the goods I have just had a succession of broken 'cheques in the post' promises.
Since this has now dragged on for 14 months I have sent a final deadline for payment or return of goods. From past experience I don’t expect to even get a reply or payment now.
Given that some traders/reenactors have experienced these sort of issues what did you do? The outstanding payment is £250, a small sum I know, but the principle is the same for me irrespective of the number.
The options that have been suggested to me are a) do a small claim process via the courts b) sell the debt to a recovery company ( I have had two recommended).
However there is a cost to small claims and I am not sure I’ll get my costs back, selling the debt won’t get me 100% of it.
Suggestions? Many thanks.

Re: Late/non-payments

Posted: Thu Sep 03, 2015 2:38 pm
by Tod
Small claims can be done online now I think. I wouldn't bother trying to sell the debt as you won't get much. I visit those who owe me money if it gets long winded. If it's a trader name them publically.

Re: Late/non-payments

Posted: Thu Sep 03, 2015 3:59 pm
by Mike Garrett
Visit. Name and Shame. Send 'da boyz' around...

Re: Late/non-payments

Posted: Thu Sep 03, 2015 4:00 pm
by John Waller

Re: Late/non-payments

Posted: Thu Sep 03, 2015 4:01 pm
by Mike Garrett
Also, if you still have the cheque (I assume it was returned to you). Then keep representing it. Mounting fees may well get a response.

Re: Late/non-payments

Posted: Thu Sep 03, 2015 7:19 pm
by acecat999
Trader.
sit on his stall at events telling his customers that he sells sh**, molests hamsters and voted tory

Re: Late/non-payments

Posted: Fri Sep 04, 2015 11:02 am
by Redders
Small claims can be done online as mentioned above.
It's a fairly painless process to be honest.
We had to use it a short while ago when a trader tried to fleece us.
The online link settled it to our satisfaction.

Re: Late/non-payments

Posted: Fri Sep 04, 2015 4:29 pm
by Dingo8MyBaby
Many thanks for the advise !